August 2025
CHAP Explained: What REALTORS® Need to Know
Northern Arizona Association of REALTORS® President Michelle Linton sat down with Housing Solutions of Northern Arizona CEO Devonna McLaughlin to talk all the details about the newest version of the Community Homebuyer Assistance Program (CHAP), launched August 2025, funded by a $7 million housing bond. This program offers up to $50,000 in down payment and closing cost assistance for first-time Flagstaff buyers through a no-payment, repayable loan.
Program Highlights:
Up to $50,000 in CHAP loan funds
10:1 match - $5,000 from the buyer can unlock up to $50,000 in assistance
Must purchase within Flagstaff city limits • Household income ≤ 150% of AMI
Loan must be repaid if home is sold, rented, or refinanced for cash-out
Eligibility:
Live or work in Flagstaff for at least 1 year
First-time homebuyer (no ownership in the last 3 years)
Must occupy the home as a primary residence
Next Steps:
REALTORS®: Encourage clients to contact Housing Solutions for prepurchase counseling & screening
Buyers: Complete the Pre-Purchase Application at housingnaz.org/prepurchase
To learn more, please join us for the Unlocking Homeownership: Resource and Education Event on Wednesday, September 3rd, 4:30-6:30pm at the Flagstaff City Council Chambers. See flyers below to reserve your spot
2026 NAAR Board of Director Voting
Voting for our Board of Directors is one of the most important ways you can help shape the future of the Northern Arizona Association of REALTORS®. The leaders you elect represent your voice in guiding the direction of our association and the role we play in our community. By casting your vote, you ensure our leadership reflects the values and priorities of our membership, keeping our association strong and thriving for all REALTORS® in Northern Arizona.
Registration for the September Member Luncheon closes 9/22/25 at noon so don’t miss your chance to cast your vote in person! Reserve your seat today by clicking the button below.
REALTOR® Safety Resources for NAAR Members
September is REALTOR® Safety Month and a good time to remind everyone that the safety of our REALTORS® is our top concern. NAAR wants to ensure that our members have all the tools and knowledge you need to stay safe. As an association, our goal is to help you make REALTOR® safety an integral part of your daily life, so before you make plans with your next client, we strongly encourage you to review our comprehensive safety resources below:
NAAR Safety Guide We have a local safety guide specifically for our Northern Arizona members. It includes best practices for meeting new clients, showing properties, and hosting open houses. Click below to review our NAAR Safety Guide.
NAR's Top 5 Safety Action Items for REALTORS® The National Association of REALTORS® (NAR) has developed a program to help educate all members on potential dangers. We urge you to take time to review these key action items:
Plan Your Safety Strategy
Tips and Best Practices
Training Videos
Personal Protection Resources
Take the REALTOR® Safety Pledge
When you are ready, you can take this Safety Quiz to test your knowledge and see how well you've absorbed these critical safety tips.
Upcoming Safety Events In addition to the resources above, we have several upcoming events focused on REALTOR® safety. We strongly encourage you to attend one of these sessions to learn new tactics and strategies from industry experts.
REALTOR® Safety Lunch 'n Learn
Realtor Safety: A Presentation by Cari Sparks & Taylor Jasper
Agent Safety Alert Program (ASAP) We've partnered with the Arizona Association of REALTORS® (AAR) to implement the Agent Safety Alert Program (ASAP). This program alerts REALTORS® of critical safety issues through text alerts. You can submit reports of incidents you see or know about, and a response team will evaluate the report and may take action. Incident reports can be submitted to AAR via phone or through their website at aaronline.com/manage-risk/realtor-safety/asap-safety-report/. Please remember that any safety issue should also be immediately reported to local law enforcement.
FOREWARN®: Your Proactive Safety Tool If you have not already done so, please create your free Forewarn® account now. This is a powerful member benefit that allows you to instantly verify a prospect's identity, criminal history, and more, using as little information as a phone number. Instructions on how to set up your account can be found HERE.
If you have any additional questions or concerns regarding REALTOR® safety, or any specific questions about staying safe while working in and around Northern Arizona, please call our office at (928) 779-4303.
NAAR was proudly represented at the Arizona REALTOR® Caucus by: 2025 President Michelle Linton, 2025 President-Elect Kristina Henson, 2025 Vice President Mark Colletti, CEO Judy Jackson, and Government Affairs Director Rick Lopez.
2025 REALTOR® Caucus Recap
The 2025 Arizona REALTOR® Caucus was held on August 21, 2025. This annual event brings together REALTORS® from across the state to exchange ideas, identify key policy concerns, and help shape the legislative priorities for the upcoming session.
This year’s guest speaker was Danny Seiden, President & CEO of the Arizona Chamber of Commerce & Industry. The event concluded with a panel discussion moderated by Tim Beaubien, Director of Government Affairs for the Arizona Association of REALTORS®. The panel featured Congressman Juan Ciscomani (AZ-06), Congressman Greg Stanton (AZ-04), and Congressman David Schweikert (AZ-01).
Two NAAR members were recognized for their commitment to the real estate industry and RAPAC. Lisa Paffrath received the Best Auction Item - Member Award for her generous RAPAC donation of a luxury vacation to Hawaii, and Jessica Garard was honored with the RAPAC Rising Star Award.
Congratulations 2024/2025 Real Estate Salesperson Scholarship Recipients
The Northern Arizona Association of REALTORS® (NAAR) and its Equity, Diversity, and Inclusion (EDI) Committee are proud to announce the recipients of the 2024/2025 Real Estate Salesperson Licensing Scholarship. We are delighted to support individuals who are passionate about making a significant career change and promoting the values of fair housing.
It is our great pleasure to congratulate this year's deserving recipients:
2024 Scholarship Recipients
Brenden Sands, Real Broker, LLC
Destiny Diaz, Russ Lyon Sotheby's International Realty
2025 Scholarship Recipients
Elizabeth (Elyse Claire) Overman, Russ Lyon Sotheby's International Realty
Danielle Sulzer, RE/MAX Fine Properties
Reason Shipley (In-Progress)
These individuals were selected based on their commitment to promoting diversity within the REALTOR® membership and their potential to become active participants in our community. We look forward to seeing their success and contributions to the real estate industry.
Congratulations again to our winners! We wish you the best of luck in your new career. NAAR's EDI Committee will be continuing this scholarship opportunity in 2026, so spread the word!
Spreading Kindness with NAAR
Congratulations to our July recipient, Lorie Knapp. You've been recognized as a valuable member of our community- thank you for who you are!
The Health & Wellness Committee invites you to nominate an NAAR REALTOR® or affiliate who deserves a special thank you for their hard work and kindness. Next month's winner will be randomly selected from nominees—so let’s spread positivity and brighten someone’s day!
Upcoming Events
Register for local NAAR events directly on our website using the button below. If you’re interested in volunteering with NAAR next month, contact Community Outreach Committee Chair, Hunter Hicks at hunterhicks418@gmail.com for more information.
9/1 – NAAR OFFICE CLOSED: Labor Day
9/3 – Damsel in Defense: Protect. Prepare. Prevent (Lunch 'n Learn)
9/9 – Keys, Creams, & Connections (Health/Wellness)
9/11 – 21 Things You Should Know (Continuing Education)
9/11 – Disclosure For The Rural REALTOR® (Continuing Education)
9/18 – Finding Your Therapist Fit, Part of the BetterHelp BeWell Series
9/18 – Realtor Safety (Lunch 'n Learn)
9/26 – September Membership Luncheon
MLS Complaint Summary
July 26 - August 25
Click here for ADRE Disciplinary Actions
MLS Rules and Regulations Reminder
8.6 Mandatory Submission. Broker Participants shall input exclusive right to sell or exclusive agency listings on one-to-four-unit residential properties and vacant lots located within the service area of the MLS by the end of the third calendar day after all required signatures of the seller(s) and brokers have been obtained. Submission is only required for listings within the MLS service. Listings for properties located outside the MLS service area (see section 8.8) are not required but may be input at the broker Participant’s discretion. Commercial/Industrial, 5+ Units, Business Opportunities, or Rental categories are not required to be included in the MLS Database but may be input at the broker Participant’s discretion.
For violation of this section, see Appendix A, Citable Infractions, 2.1, Listing Not Loaded Within the Required Timeframe of Start Date of Listing.
Please take a moment to review the NAAR MLS Rules and Regulations and the NAAR MLS Penalty Policy.
